Our Partner
State Life – Our Trusted Life Insurance Partner
TripsInsure is proud to partner with State Life Insurance Corporation of Pakistan, the country’s most trusted and leading life insurance provider. With a legacy of financial strength, transparency, and Shariah-compliant plans, State Life offers a wide range of life insurance solutions tailored to protect your loved ones and secure your future. Together, we aim to provide our customers with easy access to reliable, affordable, and long-term financial protection through plans like child education, pension, family savings, and more — all under one trusted platform.
Our Products
Comprehensive Range of Life Insurance Services
A Shariah-compliant savings and protection plan designed to help you secure your future financial goals while ensuring your family’s safety.
Key Features:
✅ Shariah-Compliant & Bonus-Based
✅ Life coverage up to 20 years
✅ Premium payment term: 7 years
✅ Minimum annual contribution: Rs. 15,000
✅ Maturity benefit + declared bonuses
✅ Partial withdrawals allowed after 2 years
✅ Death benefit: Sum covered + bonuses + investment value
✅ Optional Riders: Accidental Death Benefit (ADB) & Term Takaful Rider (TTR)
A flexible, Shariah-compliant plan offering life protection, savings, and investment benefits tailored to your future financial needs.
Key Features:
✅ Shariah-Compliant & Bonus-Based
✅ Flexible Tenure: 10 to 57 years
✅ Entry age: 18 to 65 years
✅ Affordable contribution: Rs. 8,000 (Semi-Annual) / Rs. 15,000 (Annual)
✅ Partial withdrawals allowed after 2 years
✅ Maturity benefit: Sum covered + declared bonuses + savings value
✅ Death benefit ensures family protection
✅ Optional Riders: ADB, Disability, Term Takaful, Family Income Benefit
✅ Fund Acceleration & Indexation Options Available
A smart savings and protection plan with just 3 years of premium payments and 10 years of full coverage—ideal for short-term wealth building.
Key Features:
✅ Pay for only 3 years, enjoy 10 years of life coverage
✅ 50% higher bonus than standard endowment plans
✅ Maturity benefit: Sum assured + accrued bonuses
✅ Minimum age: 1 year | Maximum: 65 years
✅ Accidental Death & Term Rider options
✅ Loan facility after 3rd premium
✅ Government of Pakistan-backed guarantee
✅ Ideal for education, retirement, or lifestyle planning
A joint life insurance plan specially designed for couples, offering protection on both lives under one policy. It ensures financial security for the surviving partner and continued coverage, along with participation in profits and bonus benefits.
Key Features:
✅ Provides insurance protection on both partners under a single plan.
✅ If one partner passes away, future premiums are waived while coverage for the second life continues.
✅ Sum assured is paid upon death of each partner (once for each life).
✅ Plan continues to earn profits and bonuses even after one life is lost.
✅ If both lives survive the policy term, the sum assured + bonuses are paid jointly (only once).
✅ Coverage continues till the end of the term or until either life is lost.
✅ Both individuals must submit their own forms and medical exams.
✅ Premiums based on equalized ages using a seniority table if ages differ.
A smart savings and protection plan designed to secure your child’s future educational or marriage needs with guaranteed financial support — even in your absence.
Key Features:
✅ Education & Marriage Coverage – Provides a lump sum when your child turns 18, 21, or 25.
✅ Built-in Income Benefit – In case of the policyholder’s death, the child receives Rs. 240 per 1,000 sum insured annually until plan maturity.
✅ Waiver of Premium – All future premiums are waived if the policyholder passes away.
✅ Maturity Benefit – Full sum assured + bonuses paid at the end of term.
✅ Flexible Payout Options – Lump sum or 5 equal yearly installments at maturity.
✅ Child’s Safety Net – Even if the child passes away, multiple options are available for policyholders (refund, switch, or continue).
✅ Supplementary Riders Available –
Term Insurance Rider
Family Income Benefit (FIB) Rider
Accidental Indemnity Benefit
Accidental Death Benefit
Waiver of Premium
Eligibility & Terms:
Child’s Age at Entry: 1–15 years
Policyholder’s Age at Entry: 20–60 years
Term Length: 10–24 years
No Medical Required for Child
Plan can be purchased by parents, grandparents, uncles, aunts, or guardians.
Secure Your Retirement with Guaranteed Monthly Income
Prepare today for a financially independent tomorrow. Our Pension Scheme is designed to help you build a stable income stream for your retirement years. Through regular contributions and smart growth, this plan ensures that you or your loved ones continue to receive financial support even after your working years. Choose from flexible options tailored to your retirement goals, with added protection and peace of mind.
INSURANCE SIMPLIFIED
Our Working Process
Secure your family's future in just a few simple steps. Our life insurance plans are easy to apply for, transparent, and designed to provide peace of mind for you and your loved ones.
01
Choose Your Plan
Browse our range of flexible life insurance plans including Child Education, Pension Scheme, Jewan Sathi, and more—designed to suit every life stage.
.
02
Complete the Application
Fill out a simple form with your basic details and preferences. Our team will guide you through the process to ensure everything is clear and hassle-free.
03
Get Insured & Covarage
Once approved, your coverage begins. Enjoy long-term financial protection and added peace of mind knowing your future is in safe hands.
What We Provide
Benefits if You Have Our Insurance
Explore the key advantages of choosing our trusted insurance solutions designed to protect, support, and secure your life and assets.
Financial Security for Every Situation
Whether it’s a medical emergency, travel disruption, or a life milestone — we ensure you’re covered when it matters most.
Peace of Mind with Trusted Protection
Sleep easy knowing your loved ones and investments are protected with flexible plans backed by top-rated insurers.
Personalized Plans for Every Stage of Life
From student and family travel to retirement and life coverage — choose plans that grow with your needs.
Secure Your Family Future With us.
Your family’s future is priceless — protect it with a life insurance plan that gives financial security, peace of mind, and long-term benefits. Whether it’s for education, marriage, retirement, or savings, our trusted policies are designed to support you and your loved ones every step of the way.
State Life
Our Insurance Partner
We are proud to partner with State Life Insurance Corporation of Pakistan, a trusted name in life insurance for decades. Backed by the Government of Pakistan, State Life offers secure, affordable, and Shariah-compliant insurance solutions tailored to protect your future and your loved ones.
Testimonials
What Our Clients are Saying
Faq’s
Frequently Asked Questions
You can contact our support team or your insurance provider directly with your policy number and relevant documents to start the claim process.
Life insurance is a financial protection plan that provides your family with financial support in case of your death. It ensures their future is secure even in your absence.
Any individual aged 18 or above with a steady income can apply. Some plans also allow parents, guardians, or spouses to insure family members.
Term life offers only death benefits, while endowment plans provide both savings and death benefits along with bonuses at maturity.
Yes, you can hold multiple policies from the same or different companies based on your financial goals and eligibility.
If you miss a premium, you may get a grace period to pay it. If the premium remains unpaid, the policy may lapse or become inactive.
The maturity benefit is the amount paid to you at the end of the policy term if you survive the full term, including bonuses (if applicable).
Yes, many life insurance plans offer tax savings under applicable government tax laws.
Yes, you can change your nominee anytime during the policy term by informing the insurance provider in writing.